> For the complete documentation index, see [llms.txt](https://nexspecto.gitbook.io/nexspecto/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://nexspecto.gitbook.io/nexspecto/5.-how-nexspecto-platform-works/5.4.-participating-savings-groups.md).

# 5.4. Participating Savings Groups

Immediately after connecting his Web3 wallet to the Nexspecto platform, a user can review the savings groups offered on the platform and can select a suitable group for him and join the group by examining the group size, asset, chain, and other features of a group that has not yet been started and filled. 

After each user chooses a suitable group for himself, they has to pay the participation fee determined by the platform for the group in order to participate in this group. 

The user who joins a savings group by paying the participation fee will have an NFT as proof of his membership in the group and his rights and obligations regarding the group. 

After paying the participation fee and joining a group, each user will sign an on-chain message that they accept the group rules and obligations. 


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