5.5.4. Savings Group’s Asset

It is decided by Nexspecto on which asset a savings group will be based on.

In the savings group, the payments made by the group participants in each period will be made in the related group asset and the savings collected in the group asset will be paid to the participant who is entitled to pay in the relevant period.

In the Nexspecto platform, in accordance with the spirit of the savings concept, in the first place, stablecoins such as USDT, USDC, USDP indexed to the US Dollar and stable crypto assets such as Pax Gold (PAXG) indexed to physical gold will be offered to users in savings groups.

In the later phases of the platform, as the platform products and business model mature, mainstream volatile crypto assets with a high risk threshold such as BTC and ETH will also be offered to platform users.

In the later phases of the platform, PECTO-based savings groups will also be offered to users to bring more utility to the platform's native token PECTO. PECTO-based savings groups will have additional PECTO-based incentives for participants.