7.1. Savings Groups

The preferred blockchain network for a savings group is critical for the following reasons;

• The savings asset selected for the savings group,

• Pool size of the savings group,

• Participation fee to be collected from members of the Savings group,

• Asset transfers to be made within the framework of the working principles of the Savings group.

The decision on which blockchain network-based each savings group to be presented to its users by Nexspecto will be made by the Nexspecto platform, taking the above considerations into account.

For example, if the total pool determined for a savings group by the Nexspecto, that is, the total payment amount that each user will have in their turn, if this amount is low, a network with a low gas fee such as Polygon is preferred, while if this amount is high, networks with high fees such as Ethereum, where network security is at the forefront, will be preferred.