5.5.7.2. Selling the Participation NFT

The NFT, which is the proof of the rights and obligations of the savings group, of the participant who does not fulfill the payment obligation on time and has not deposited a security deposit before, is put up for sale on the internal NFT marketplace to be launched within the platform or in the secondary markets.

The price of the NFT will be determined by deducting the penalty from the total payment amount made by the participant until the period in which the payment obligation is not fulfilled.

The new savings group participant, who buys the NFT put up for sale, will have made a very profitable transaction as they will not pay the participation fee to the relevant group and will have made the payment of the previous periods at a discount.

Due to the fact that the NFTs of the participants who do not fulfill their payment obligations in 90% of the payment period and enter the liquidation process are quite profitable, it is foreseen that these NFTs will be sold quickly within the remaining 10% of the relevant period in terms of the sustainability of the saving groups.